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How to Check if a Contractor is Licensed: State-by-State Guide

David Kim February 1, 2026 15 min read
ACTIVECATXFLVerify Contractor Licenses

Whether you're a homeowner hiring a contractor or a subcontractor vetting a general contractor before signing a contract, verifying licenses is one of the most important steps you can take. An unlicensed contractor puts you at risk β€” legally, financially, and practically.

This guide shows you exactly how to verify contractor licenses in every state, what to look for, and red flags that should make you walk away.

Why License Verification Matters

For Homeowners

  • Licensed contractors must meet education, experience, and examination requirements
  • License boards provide a mechanism for complaints and disputes
  • Many states require licensed contractors to carry insurance and bonds
  • Unlicensed work may void your homeowner's insurance or violate building codes
  • For Subcontractors

  • Working for an unlicensed GC exposes you to liability
  • Payment disputes are harder to resolve when licenses aren't valid
  • Lien rights may be affected by the GC's license status
  • Your reputation is tied to the projects you work on
  • How to Verify: The Basic Process

    Most states maintain online databases where you can search for contractor licenses. Here's the general process:

    1. Get the contractor's full legal business name and/or license number

    2. Visit your state's contractor licensing board website

    3. Use the license lookup or verification tool

    4. Verify the license is active (not expired, suspended, or revoked)

    5. Check for complaints, disciplinary actions, or bond claims

    6. Confirm insurance is current (if shown in the database)

    State-by-State License Lookup Links

    California

    California Contractors State License Board (CSLB)

    Website: www.cslb.ca.gov

    What you can check: License status, bond status, workers comp, complaint history

    Texas

    Texas Department of Licensing and Regulation (TDLR)

    Note: Texas doesn't require a general contractor license at the state level, but does license specific trades (electricians, plumbers, HVAC).

    Website: www.tdlr.texas.gov

    Florida

    Florida Department of Business and Professional Regulation

    Website: www.myfloridalicense.com

    What you can check: License status, complaints, disciplinary actions

    New York

    New York does not have statewide contractor licensing. Check with local municipalities (NYC has its own system).

    NYC: www.nyc.gov/buildings

    Arizona

    Arizona Registrar of Contractors

    Website: roc.az.gov

    What you can check: License status, bond status, complaints, classifications

    Nevada

    Nevada State Contractors Board

    Website: www.nscb.nv.gov

    What you can check: License status, bond, insurance, complaint history

    Georgia

    Georgia Secretary of State

    Website: sos.ga.gov

    What you can check: License status for specific trades

    North Carolina

    NC Licensing Board for General Contractors

    Website: www.nclbgc.org

    What you can check: License status, limitations, disciplinary actions

    Virginia

    Virginia Department of Professional and Occupational Regulation (DPOR)

    Website: www.dpor.virginia.gov

    What you can check: License status, certificate of insurance

    Washington

    Washington State Department of Labor & Industries

    Website: www.lni.wa.gov

    What you can check: License status, bond status, insurance, violations

    What to Look For

    When verifying a license, check for:

  • Active status (not expired, suspended, or revoked)
  • Correct classification for the type of work being performed
  • Current bond and insurance (if shown)
  • Clean complaint history (or review any complaints for context)
  • The business name matches what the contractor gave you
  • Red Flags That Should Concern You

    1. Expired License

    If a contractor's license expired, they're operating illegally. Don't accept "it's being renewed" as an excuse β€” legitimate contractors keep licenses current.

    2. Suspended or Revoked License

    This means the licensing board took disciplinary action. Find out why before proceeding.

    3. Multiple Complaints

    One complaint might be a difficult customer. Multiple complaints suggest a pattern. Read the details.

    4. No Insurance

    If the database shows no workers comp or liability insurance, you could be liable for injuries on the job.

    5. Wrong Classification

    Contractors are licensed for specific work types. An electrical contractor shouldn't be doing plumbing work under their electrical license.

    6. No Physical Address

    Legitimate contractors have a physical business address. P.O. boxes only are a warning sign.

    What Subcontractors Should Know

    As a subcontractor, you should verify the GC you're about to work for:

    Check the GC's License

    Is the general contractor properly licensed for this project? If they're not, you could have problems collecting payment, and your lien rights may be affected.

    Check Their Payment History

    License status tells you if they're legal. Payment history tells you if they pay their subs. Use tools like SubPaid's Contractor Directory to check GC PayScores before signing a contract.

    Verify Insurance

    Make sure the GC carries adequate liability insurance and workers comp. Request certificates of insurance.

    Look for Complaints

    Multiple subcontractor complaints about non-payment are a major red flag β€” even if the license is active.

    SubPaid's Contractor Directory

    Verifying licenses is important, but it only tells you part of the story. A GC can have a perfectly valid license and still pay you 90 days late on every invoice.

    SubPaid's Contractor Directory goes beyond license verification to give you the full picture:

  • Verified license status
  • PayScore rating based on actual payment patterns
  • Average days to payment
  • Reviews from other subcontractors
  • Contact information
  • Before you sign your next contract, search the directory to see how the GC treats their subcontractors.

    Frequently Asked Questions

    What if my state doesn't require contractor licensing?

    Some states (like Texas for general contractors) don't have statewide licensing. Check for local municipality requirements and verify trade-specific licenses (electrical, plumbing, HVAC) which are typically still required.

    Can I work for an unlicensed GC?

    You can, but it's risky. Your lien rights may be affected, payment disputes are harder to resolve, and you could be associated with code violations or substandard work.

    How often should I re-verify a contractor's license?

    At minimum, verify before signing any new contract. For ongoing relationships, an annual check is good practice. Licenses can be suspended or revoked at any time.

    David Kim

    Head of Product

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